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Top Broker Ryan Serhant Says Homeowners With 3% Mortgages Are 'Imprisoned in Their Own Homes' as Housing Splits Into 'Four Americas'

Jul 28, 2026 · 07:07 AM ET· updated 3h ago
Top Broker Ryan Serhant Says Homeowners With 3% Mortgages Are 'Imprisoned in Their Own Homes' as Housing Splits Into 'Four Americas'

Ryan Serhant says the U.S. housing market has fractured into four distinct groups as mortgage rates reshape buyer behaviour.

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Why It Matters

A housing expert says people with super-cheap old mortgages feel stuck staying in their homes, and different groups of buyers are now living in very different housing situations. This shows how high interest rates have changed who can afford homes and where they want to live.

This read is generated by AI from raw market data and is for education only. It is not financial advice, not a signal, and not a recommendation to buy or sell.

Source: Benzinga · Read the original report at the publisher. Headline and figures shown for context; data may be delayed.

Disclosure: Educational and informational purposes only — not financial advice. We educate, not advise. Market data may be delayed up to 15 minutes unless marked real-time. Past performance is not indicative of future results.