Terms of Service
These Terms govern your use of Stockbabie News (the site, Babie's Radar, and the Traders Den community). Please read them carefully — Section 14 contains a binding arbitration agreement and a class-action waiver that affect your legal rights.
1Acceptance of these Terms
These Terms of Service are a binding agreement between you and Stock Babie LLC (“StockBabie,” “we,” “us”). By creating an account, checking the agreement box, subscribing, or using stockbabie.com (including Babie’s Radar and the Traders Den), you accept these Terms and our Privacy Policy. If you do not agree, do not use the site.
2Eligibility
You must be at least 18 years old and able to form a binding contract to hold an account or subscription. The site is operated from the United States; if you use it from somewhere else, you are responsible for your own local laws.
3Accounts & security
Give us accurate information, keep your password to yourself, and tell us right away at legal@stockbabie.com if you think someone else got into your account. You are responsible for activity that happens under your login. One account per person; accounts and subscriptions may not be shared, pooled, or resold.
4Subscriptions, billing & trials
Paid subscriptions (including Babie’s Radar) bill automatically through Stripe on a recurring monthly or yearly cycle until you cancel. You can cancel anytime from your account page; cancellation stops the next renewal and you keep access through the period you already paid for. Except where the law requires otherwise, payments are not refundable for partial periods.
If we change a price, the new price applies from your next renewal after reasonable notice. If a payment fails, we may pause access until billing is fixed. Promotional or trial access, when offered, converts or ends on the stated terms of that offer.
5Acceptable use & the Traders Den
Be a decent human. In the Traders Den and anywhere on the site, you may not harass, threaten, or defame others; post spam, self-promotion, or solicitations; share illegal content; impersonate anyone; attempt to manipulate a market or coordinate trading activity; or post anything you do not have the right to share.
You also may not probe, overload, or interfere with the site’s systems, bypass access controls or paywalls, or use automated tools to access the site except ordinary search engines. We may moderate, remove content, or suspend and terminate accounts at our discretion to protect the community.
6User content & DMCA
You own what you post, and you give us a worldwide, royalty-free license to host, display, and share it on and around the site so the community features work. Do not post copyrighted material you lack rights to. Copyright complaints go through our DMCA process; repeat infringers lose their accounts.
7Not financial advice
Everything on this site is education and information, not financial advice. We are not a broker-dealer, investment adviser, or fiduciary. Nothing here is a recommendation to buy, sell, or hold any security or to pursue any strategy. Alerts and analytics describe notable market activity; they are never instructions.
Trading involves substantial risk, including losing everything you put in. Past activity never guarantees anything about the future. Make your own decisions and, if you need advice, get it from a licensed professional who knows your situation.
8AI-generated content
Some content on the site (including the plain-English reads on Radar cards) is generated by AI and is labeled as such. AI content can be wrong, incomplete, or out of date, and it carries the same education-only status as everything else here: it is never advice, and you should never act on it without your own judgment.
9Third-party data & services
Market data on this site (including Babie’s Radar) is provided for your personal, informational use only. Options and stock data is shown delayed or as StockBabie’s own derived analytics — it is not a real-time quote feed, and it must not be used as one.
You agree not to copy, scrape, harvest, frame, redistribute, resell, or republish any data, analytics, alerts, or reads from this site, whether manually or with automated tools, and not to use them to build or feed any product or dataset. The data comes from licensed third-party sources (including data originating from the Options Price Reporting Authority via our licensed vendor), is provided as is without warranty of accuracy, timeliness, or availability, and may be changed, delayed, or discontinued at any time.
Violating this section is grounds for immediate termination of your access without refund, and you may be responsible for exchange fees or damages our data licensors assess because of your misuse.
10Intellectual property
The site, its software, design, analytics, reads, and content are owned by Stock Babie LLC or its licensors. STOCKBABIE™ is a trademark of Stock Babie LLC. Your subscription gives you a personal, non-transferable license to use the site; it does not transfer any ownership, and it ends when your access ends.
11Disclaimers of warranties
The site is provided “as is” and “as available.” To the fullest extent the law allows, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not promise the site will be uninterrupted, error-free, or that data will always be available or correct.
12Limitation of liability
To the fullest extent the law allows, Stock Babie LLC and its owners, employees, and agents are not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits or trading losses, even if advised of the possibility. Our total liability for all claims relating to the site is capped at the greater of $100 or the amount you paid us in the twelve months before the claim arose. Some jurisdictions do not allow certain limits, so parts of this section may not apply to you.
13Indemnification
You agree to defend and hold Stock Babie LLC harmless from claims, damages, and expenses (including reasonable attorneys’ fees) arising from your content, your misuse of the site or its data, or your violation of these Terms or the law.
14Arbitration & Class-Action Waiver
PLEASE READ THIS SECTION CAREFULLY. It requires most disputes to be resolved by binding individual arbitration and waives your right to a jury trial and to participate in a class action. You may opt out within 30 days of first accepting these Terms — see Section 14.6 and the opt-out form.
14.1 · Agreement to Arbitrate
You and Stock Babie LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms or the site that cannot be resolved informally will be resolved by binding individual arbitration rather than in court. Before filing, the party with the dispute must email legal@stockbabie.com describing it, and both sides get 30 days to work it out informally.
14.2 · Class Action Waiver
All disputes are personal and will be resolved only through individual arbitration. Neither of us may bring a claim as a plaintiff or class member in a class, consolidated, or representative action, and the arbitrator may not consolidate claims or preside over any form of class proceeding.
14.3 · Delegation
The arbitrator (not a court) decides all questions about the interpretation, applicability, enforceability, or formation of this arbitration agreement, except that a court decides the enforceability of the class action waiver in 14.2.
14.4 · Mass Arbitration / Batching
If 25 or more similar demands are filed by or with the assistance of the same or coordinated counsel, the demands will be resolved in staged batches of up to 25, with each batch proceeding only after the prior one resolves, and filing fees due only as each batch begins.
14.5 · Small-Claims Carve-Out
Either of us may bring an individual claim in small-claims court instead of arbitration, so long as it stays in that court and stays individual.
14.6 · 30-Day Opt-Out
You can reject this arbitration agreement without penalty by submitting the opt-out form (or emailing legal@stockbabie.com with your account email and the words “arbitration opt-out”) within 30 days of first accepting these Terms. Opting out does not affect any other part of these Terms.
14.7 · Statutory Carve-Outs
This section does not waive rights that cannot be waived by law, and either of us may seek injunctive relief in court to protect intellectual property or to stop unauthorized use, scraping, or redistribution of data.
14.8 · Provider and Governing Law
Arbitration will be administered by the American Arbitration Association under its Consumer Arbitration Rules, seated in Atlanta, Georgia (or conducted remotely by agreement), before a single arbitrator. The Federal Arbitration Act governs this section. If the AAA is unavailable, the parties will select a comparable provider. Fees follow the AAA consumer rules; we will pay filing fees the rules assign to us.